Frequently Asked Questions
~How much does counseling/therapy cost?
Please contact Becky directly for session rates. Becky schedules 90 minute sessions, rather than the typical 60 minutes.
~How does one pay for counseling/therapy?
In order to set realistic treatment goals and priorities, it is important to evaluate what resources you have available to pay for your treatment. If you have a health insurance policy, it should provide some coverage for mental health treatment. While Becky is not a participating provider ("In Network") in any insurance networks through her private practice, Becky is generally viewed as a "Out of Network" provider. **You will need to contact your insurance company prior to your Intake session to verify this.** Becky will fill out forms and provide necessary receipts/information to assist you in receiving your insurance benefits (see below for a more detailed explanation).
Please remember that you (not your insurance company) are responsible for full payment of the counseling fees. It is very important that you find out exactly what mental health services your insurance policy covers.
You will be expected to pay for each session at the time it is held, unless you have previously made other arrangements directly with Becky.
Becky typically accepts cash, credit/debit cards, or PayPal (no checks).
In certain circumstances, Becky may be willing to negotiate a fee adjustment or payment installment plan. This must be discussed in advance and is specific only to you and your situation.
~Can I use my insurance?
Becky is currently an "out-of-network provider". Upon request, Becky will provide clients with a coded receipt of their charges and payments at the time of each session or if preferred a statement that includes a group of visits.
If you wish to use your insurance, it is highly encouraged that you call your insurance to understand exactly what your Mental Health out-of-network benefits are.
When getting this information, the following specific questions would be beneficial to ask:
~Is precertification required before I attend psychotherapy?
~If precertification is required, what are the steps?
~Number of psychotherapy sessions allowed per year.
~Deduction that must be met before benefits kick in. Ask for in-network and out-of-network deduction requirements, as sometimes they differ.
~How much money will I be reimbursed for an individual psychotherapy session (code # 90834) with an out-of-network provider?
~If they say that they cover a percentage of the "Usual and Customary rate", ask them to tell you what the usual and customary fee is (dollar figure).
~What exact paperwork do you need from me (the client) in order me to receive my reimbursement?
**Please be aware that in order for your claim to be considered for reimbursement, your insurance company will require that Becky Russell, LPC/MHSP, CCTP, provide a diagnostic code representing one of the mental/behavioral disorders found in the DSM-5 diagnostic manual and may require access to your confidential medical records.**